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Fits Meade
How to Buy a Bank Owned Home With VA or FHA Secured Financing by Brett Meade Many bank owned homes do not list VA or FHA financing as possible loan options they are willing to consider when reviewing an offer. Home buyer’s looking to purchase a home with a minimal down payment, or less than perfect credit, rely on the Federal Housing Authority (FHA) or the Department of Veterans Affairs (VA) to guarantee their loans. For the FHA, some of these requirements include, but are not limited to, adequate heating for every room, roof with at least 2 years of life remaining, electrical panel in good working order, adequate water and power service to the property, no... In addition to the buyer’s credit worthiness, in order to guarantee a loan, the FHA and VA require the property to fit certain standards of livability....
